24 Hours with Michal Žofaj, CFA

11:30 , 23 Comments


Employer and position: Portfolio Manager at ČSOB Asset Management, a.s.

Professional Credo: „ Consult not your fears but your hopes and your dreams. Think not about your frustrations, but about your unfilled potential.Concern yourself not with what you tried and failed in, but with what it is still possible for you to do. "
Pope John XXIII



8:00 - 11:00
My working day programme does not usually have a firm schedule. I wake up around 7 a.m. or even earlier when I go to the gym in the morning. I usually come to the office between 8 and 9 a.m. As soon as I get to work, I immediately check my e-mails, the breaking news from the overseas markets, and I also update the portfolios that are under my management. According to the cash flow needs of each portfolio, I perform necessary trades and adjustments. At this time, I also have to attend a lot of irregular meetings or tele-conferences with the KBC group, which we are part of, as well as with our colleagues from other departments if necessary.

11:00 - 14:00
After lunch, I usually check the investment opportunities and discuss them with our investment analysts. I focus on fixed income world, so most of the time I look at various investments, mainly in corporate and government bonds from the EU region. I am also responsible for balanced funds of funds. I have to plan the setting of asset allocation and discuss it with my colleagues in Belgium to cover all the topics on the broad scope of the financial markets.

14:00 - 17:00
In the afternoon, I check and analyse economic data coming from US markets. As a portfolio manager I have to devote 20 percent of my time to sales support. With this in mind, I try to respond to all their questions. Since I am also responsible for the investment point of view of ČSOB insurance company investment strategy, our group client, I also respond to their requests, provide new investment ideas, and execute the necessary investments.

17:00 - 20:00 
I usually leave my office between 5 and 6 p.m. and then to gym. I like playing soccer or floorball, too. I usually finish exercising at 8 p.m. When I get home I spend my free time with my girlfriend or go for a beer with my friends. However, in the evening, I tend to check the current situation in the US markets as they close at 10 p.m. I usually go to bed between 11 p.m. and midnight.

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    Dear Sir/Ma,
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    of taking up time bound transactions.
    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%
    FOR PURCHASE OF FRESH CUT BG/SBLC
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    We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
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    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
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    We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
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    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%
    FOR PURCHASE OF FRESH CUT BG/SBLC
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    Our BG/SBLC Financing can help you get your project funded,
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    We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
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    FOR LEASING OF BG/SBLC
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